3110 8TH STREET SOUTH    |    MOORHEAD MN 56560   |   218.233.8843

"We’ve all needed extra cash from time to time. Some use credit cards, home equity loans, or go to banks or family. But what if those sources aren’t available and you need money today? TLC Equity and Pawn is your answer."  

                                                                               -Ken Martin, President, TLC Pawn and Equity.

Here’s How it Works

You bring something you own (e.g. guns, tools, guitars, jewelry, motorcyles, 4-wheelers, televisions, etc) into the Exchange Station. One of the Exchange Station’s staff will evaluate your item’s value and potentially make you a loan offer. If you accept the offer then the Exchange Station will hold the collateral until you pay off the loan, including interest. 

When you repay the loan in full according to the mutually-agreed terms, then the Exchange Station returns the collateral to you. If the loan is not repaid per the terms of the agreement, then the Exchange Station takes the collateral as payment for the loan.

 

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Here’s How it Works

Similar to an equity loan, you bring something you own (e.g. guns, tools, guitars, jewelry, motorcyles, 4-wheelers, televisions, etc) into the Exchange Station. One of the Exchange Station’s staff will evaluate your item’s value and potentially make an offer to purchase your item. You have the right to negotiate as well as have the right to accept or decline the purchase offer.

Generally, the Exchange Station will hold all items purchased via sales for a period of not less than 30 days before being offered for resale in the Exchange Station. Pawnbrokers are heavily regulated and all pawn and sale items are available for inspection by law enforcement authorities.

 

Store Hours:

Monday:           10 AM - 8 PM

Tuesday:          10 AM - 6 PM

Wednesday:    10 AM - 6 PM

Thursday:        10 AM - 8 PM

Friday:             10 AM - 6 PM

Saturday:        10 AM - 5 PM

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